Business Services:

      

     Running, Owning or Selling a business can often be a huge personal, professional and financial responsibility. Providence Financial can help you successfully deal with those obligations with our specialized business services.

  Program List

      
   Business Loans

       Looking to expand your business? Need a cash flow boost? Have to pay for some expensive machine or grounds maintenance? Providence Financial offers business loans for expansion, maintenance, or expenses
     
   Business Plans 

       We will assemble a professional Business Plan, approximately 40 page, suitable for funding presentation. The Business Plan must address certain issues to be considered for funding. This plan will be assembled with your integral assistance and could be completed in 3 to 4 weeks. We will provide all the Financial Pro-Forma including the all important 5 year cash flow pro-forma, and also assist you in determining how much capital is needed to accomplish your business goals. We will also develop the marketing plan, details on how the business will function etc and the Executive Summary. Once developed, you may present your Business Plan to any lender you choose or you may wish for us to assist in funding your business.
 

Securities Loans

      Need cash but don‘t want to refinance? Apply for our securities loans! Instead of refinancing a mortgage on your property, you may apply for a loan through Providence Financial using stocks, bonds, or other securities as collateral.

     

Auto Portfolio Loans

       Calling all car dealers! Providence Financial Network can offer you an auto portfolio loan. We can offer you a business loan based on the amount of monthly income you receive through customer company-financed packages. A special accounts receivable loan just for car dealerships
     

 Accounts Receivables

       Sell your account receivables for immediate cash or receive an advance on monies due. Providence Financial’s accounts receivable service provides great protection against bad debts and creates a stronger cash flow

     
  Venture Capital
 

       Got a great idea for a new business? Providence Financial can provide the money you need to get started!

  Business Appraisal

       This comprehensive appraisal uses several sophisticated approaches to value including: Discounted Cash Flow, Excess Earnings and Tangible Net Worth plus Good Will. The results of this report are valid nationwide. This report has been very popular with business buyers and sellers as well as lenders. Attorneys have also found this very useful when handling a divorce involving a small business. Business Brokers have found these 20-40 page reports invaluable. When selling a business, nothing speaks louder than a disinterested third party attesting to value.

  Comprehensive Financial Analysis 

       This report juxtaposes your business financial statements along side industry norms as published by Dunn & Bradstreet. This report pinpoints areas of weakness and provides corrective strategies where needed. It has been used to validate the good health of a business offered for sale, correct problem areas and improve profits and uncover possible "irregularities" by a business associate. All terms and all calculations are defined within this 20-40 page report.